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Website Privacy Policy
PRIVACY NOTICE FOR AUTO LOAN PREQUALIFICATION
Pursuant to Gramm Leach Bliley Act
& 16 C.F.R. Title 313


What privacy protections do I have with This Website?

You have the right to decide how we share some personal data within our company. Please read this notice and decide if you want us to keep sharing your data or to stop sharing your data (opt out). If you want to opt out follow the procedures below. In addition, this notice describes, as the law requires,

1) the kinds of data we collect,
2) how we share that data,
3) how we protect that data.

What data do we collect about you?

We collect data about:
  • Who you are, your name, address, and social security number.
  • Your business history with us.
  • Your credit bureaus’ ratings.
  • Some data about you is public data. Your phone number is considered public data if it’s in a telephone book. But your phone number is considered nonpublic data if it’s an unlisted number. Your right to decide whether we share your data only applies to such nonpublic data. That means that even if you opt out, we can still share public data about you with other companies.

How do we use your personal data?

We use your personal data to qualify you for an auto loan. We share your data with the following outside companies. You can’t opt out of that kind of data sharing if you use our service.
  • The authorized auto dealer in your area.
  • Auto loan acceptance companies.

Sharing your data also lets other companies we elect offer you their products and services. You can opt out of that kind of data sharing.

Do you want us to share your data with other companies?

If you do not want us to share your data:
  • Select "Opt Out" from the Prequalification Form.

You may tell us:
  • Not to solicit you through our financial partners.
  • Not to give data to our financial partners for telemarketing or direct mail marketing.

Website Visitor Records: BadCreditAutoGiant.com's web site normally assembles and saves data from web site visitors to improve our site and service. This data includes the pages visited on the site, the date and time of the visit, the URL or IP address of the referring site, the domain name and IP address from which the access occurred, the version of browser used, the capabilities of the browser, and search terms used on our search engines. This site makes no attempt to identify specific visitors from this data: any personally identifiable data is not released to external parties without your consent unless required by law.

Network Passage Records: To ensure security and reliable service for all visitors, BadCreditAutoGiant.com's employs software to do such things as monitor network traffic, spot unauthorized access or access to nonpublic data, detect viruses and other software that might damage our computers or the network, and monitor and tune the performance of our network. In the course of such monitoring, these programs may detect such data as e-mail headers, addresses from network packets, and other data. Data from these activities is used only for the purpose of maintaining the security and performance of our networks and computer systems. Personally identifiable data from these activities is not released to external parties without your consent unless required by law.

Voluntarily Data Provided by You: In the course of using this web site, you may choose to provide us with data to help us serve your needs. For example, you may send us electronic mail (through a mailer or a web form) to request data, you may sign up for a mailing list, or you may send us your address so we may send you an application or other material. Any personally identifiable data you send us will be used only for the purpose indicated. Requests for data will be directed to the appropriate staff to respond to the request, and may be recorded to help us update our site to better respond to similar requests. We will not sell, exchange or otherwise distribute your personally identifiable data without your consent, except to the extent required by law. We do not retain the data longer than necessary for normal operations. Each web page requesting data discloses the purpose of that data. If you do not wish to have the data used in that manner, you are not required to provide it. Please contact us with questions or concerns on the use of personally identifiable data.

Cookies: Cookies are pieces of data stored by your web browser on behalf of a web site and returned to the web site on request. This site may use cookies for two purposes: to carry data about your current session at the site from one web page to the next, and to identify you to the site between visits. If you prefer not to receive cookies, you may turn them off in your browser, or may set your browser to ask you before accepting a new cookie. Some pages may not function properly if the cookies are turned off. Unless otherwise notified on this site, we will not store data, other than for these two purposes, in cookies. Cookies remain on your computer, and accordingly we neither store cookies on our computers nor forward them to any external parties. Unless otherwise notified on this site, we do not use cookies to track your movement among different web sites and do not exchange cookies with other entities.

BadCreditAutoGiant.com's web sites provide links to other World Wide Web sites or resources. We do not control these sites and resources, do not endorse them, and are not responsible for their availability, content, or delivery of services. In particular, external sites are not bound by the BadCreditAutoGiant.com's online privacy policy; they may have their own policies or none at all. Often you can tell you are leaving BadCreditAutoGiant.com's web site by noting the URL of the destination site.
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